var timer;
NS4=(document.layers);
IE4=(document.all);

//function to change both frames with one link
function changePages(toolbarURL, mainURL) {
 	parent.nav.location.href = toolbarURL;
	parent.content.location.href = mainURL;
 	}
	
//application popup window script
	function openWin(URL) {
	 aWindow = window.open(URL,"application","toolbar=0,location=0,directories=0,status=0,menubar=0,scrollbars=1,resizable=0,width=600,height=400,screenX=100,screenY=104,top=90,left=100");
	  } 
	
layerText=new Array(
//home
'<table width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#0066CC"><tr align="center"><td><img src="../images/spacer.gif" width=1 height=25></td><td><a href="javascript:changePages(\'../home/nav.html\', \'../home/gettoknowus.html\');" class="subnav">Get to Know Us</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../home/nav.html\', \'../home/locations.html\');" class="subnav">Hours &amp; Locations</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../home/nav.html\', \'../home/community.html\');" class="subnav">Community Connections</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../home/nav.html\', \'../home/investorinfo.html\');" class="subnav">Investor info</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../home/nav.html\', \'../home/careeropps.html\');" class="subnav">Career Opportunities</a></td></tr></table>',
//personal
'<table width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FFCC00"><tr align="center"><td><img src="../images/spacer.gif" width=1 height=25></td><td><a href="javascript:changePages(\'../personal/nav.html\', \'../personal/checking.html\');" class="subnav-black">Checking</a></td><td class="subnav-black">|</td><td><a href="javascript:changePages(\'../personal/nav.html\', \'../personal/savings.html\');" class="subnav-black">Savings</a></td><td class="subnav-black">|</td><td><a href="../investments/index.html" class="subnav-black" target="_top">Investment Accounts</a></td><td class="subnav-black">|</td><td><a href="../personal/rates.html" class="subnav-black" target="content">Current Rates</a></td><td class="subnav-black">|</td><td><a href="javascript:changePages(\'../personal/nav.html\', \'../personal/conserv.html\');" class="subnav-black">Convenience Services</a></td><td class="subnav-black">|</td><td><a href="../loancenter/index.html" class="subnav-black" target="_top">Lending Services</a></td><td class="subnav-black">|</td><td><a href="javascript:changePages(\'../loancenter/nav.html\', \'../loancenter/visa.html\');" class="subnav-black">Credit Cards</a></td></tr></table>',
//business
/*  '<table width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#339900"><tr align="center"><td><img src="../images/spacer.gif" width=1 height=25></td><td><a href="javascript:changePages(\'../business/nav.html\', \'../business/deposit.html\');" class="subnav">Deposit Accounts</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../business/nav.html\', \'../business/lending.html\');" class="subnav">Business Lending</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../business/nav.html\', \'../business/online_cm.html\');" class="subnav">Online Cash Management</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../business/nav.html\', \'../business/asset_management.html\');" class="subnav">Asset Management</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../business/nav.html\', \'../business/community.html\');" class="subnav">Our Business Community</a></td></tr></table>',*/
'<table width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#339900"><tr align="center"><td><img src="../images/spacer.gif" width=1 height=25></td><td><a href="javascript:changePages(\'../business/nav.html\', \'../business/deposit.html\');" class="subnav">Deposit Accounts</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../business/nav.html\', \'../business/lending.html\');" class="subnav">Business Lending</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../business/nav.html\', \'../business/online_cm.html\');" class="subnav">Online Cash Management</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../business/nav.html\', \'../business/asset.html\');" class="subnav">Asset Management</a></td><!--  <td class="subnav">|</td><td><a href="javascript:void(0);" class="subnav">Our Business Community</a></td>--></tr></table>',
//investments
'<table width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#993399"><tr align="center"><td><img src="../images/spacer.gif" width=1 height=25></td><td><a href="javascript:changePages(\'../personal/nav.html\', \'../personal/savings.html#moneymarket\');" class="subnav">Money Market Accounts</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../investments/nav.html\', \'../investments/cd.html\');" class="subnav">Certificate of Deposits</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../investments/nav.html\', \'../investments/ira.html\');" class="subnav">Individual Retirement Accounts</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../investments/nav.html\', \'../investments/bond.html\');" class="subnav">Savings Bonds</a></td><td class="subnav">|</td><td><a href="../personal/rates.html#cdira" class="subnav" target="content">Current Rates</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../home/nav.html\', \'../home/investorinfo.html\');" class="subnav">Investor Info</a></td></tr></table>',
//insurance
'<table width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#009999"><tr align="center"><td><img src="../images/spacer.gif" width=1 height=25></td><td><a href="javascript:changePages(\'../insurance/nav.html\', \'../insurance/savings.html\');" class="subnav">Savings Insurance</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../insurance/nav.html\', \'../insurance/loan.html\');" class="subnav">Loan Insurance</a></td></tr></table>',
//loan center
'<table width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#3366FF"><tr align="center"><td><img src="../images/spacer.gif" width=1 height=25></td><td><a href="javascript:changePages(\'../loancenter/nav.html\', \'../loancenter/mortgage.html\');" class="subnav">Mortgage Loans</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../loancenter/nav.html\', \'../loancenter/mortgage.html\');" class="subnav">Home Equity Loans</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../loancenter/nav.html\', \'../loancenter/personal.html\');" class="subnav">Personal Loans</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../loancenter/nav.html\', \'../loancenter/personal.html#auto\');" class="subnav">Auto Loans</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../loancenter/nav.html\', \'../loancenter/personal.html#rvboat\');" class="subnav">RV &amp; Boat Loans</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../loancenter/nav.html\', \'../loancenter/visa.html\');" class="subnav">VISA Card</a></td><td class="subnav">|</td><td><a href="../personal/rates.html" class="subnav" target="content">Loan Rates</a></td><td class="subnav">|</td><td><a href="javascript:openWin(\'../forms/form_loan_app.html\');" class="subnav">Apply Online!</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../business/nav.html\', \'../business/lending.html\');" class="subnav">Business Lending</a></td></tr></table>',
//auto center
'<table width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FF0000"><tr align="center"><td><img src="../images/spacer.gif" width=1 height=25></td><!--  <td><a href="../personal/rates.html#newauto" class="subnav" target="content">New Auto Loans</a></td><td class="subnav">|</td><td><a href="../personal/rates.html#usedauto" class="subnav" target="content">Used Auto Loans</a></td><td class="subnav">|</td>--><td><a href="../personal/rates.html#newauto" class="subnav" target="content">Loan Rates</a></td><td class="subnav">|</td><td><a href="javascript:openWin(\'../forms/form_loan_app.html\');" class="subnav">Apply Online!</a></td></tr></table>',
//travel
'<table width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FF9900"><tr align="center"><td>&nbsp;</td></tr></table>',
//market place
'<table width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#330066"><tr align="center"><td><img src="../images/spacer.gif" width=1 height=25></td><!--  <td><a href="javascript:void(0);" class="subnav" target="content">First Financial Merchandise</a></td><td class="subnav">|</td>--><td><a href="javascript:changePages(\'../business/nav.html\', \'http://portal-1.diginsite.com/dib2c/business_banking/\');" class="subnav">Our Business Community</a></td><td class="subnav">|</td><td><a href="javascript:changePages(\'../loancenter/nav.html\', \'../loancenter/visa.html\');" class="subnav">VISA Card</a></td></tr></table>'
);

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textStyle += '.subnav {';
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