
AnyTimeLender (ATL) is an Internet-based lending product that enables end users to apply for and receive loan decisions in real-time. Supporting over 20 types of consumer loans including auto, home equity and personal lines of credit, ATL features an easy-to-use applicant interface, which can mean fewer support incidents and increased application volume. The dynamic proprietary decision engine generates consistent decisions in seconds based on your lending policies and capacity for risk tolerance. The self-administration tool, Management Console, makes it easier to customize the online product by allowing you to change rates, products and application parameters. When integrated with Internet Banking, the loan applications are auto-populated saving applicants time.