Solutions & Services

Mobile Services: Put more information into the hands of your users, no matter where they are.

The adoption of mobile banking continues to accelerate with the rapid innovation in mobile phones, as well as the increasing savvy of consumers and businesses. Digital Insight’s mobile offering includes Consumer Mobile Web Banking and Text Message Banking solutions.

Consumer Mobile Web Banking

Digital Insight’s Consumer Mobile Web Banking Solution is an easy-to-use, cost-effective mobile banking solution. It provides your account holders with ‘anywhere’ access to accounts, transfers and bill pay via their mobile phone.

Consumer Mobile Web Banking works on any mobile phone with a data plan and browser, and works across any cellular service provider.

No separate mobile banking sign-up is required for Consumer Mobile Banking. End Users enter your main web site URL into the browser on their mobile phone, log in with their existing Internet Banking credentials, and start using mobile banking on a UI matched to their mobile device.

Most important, Consumer Mobile Banking is fully secure, using industry standard technologies (SSL, WTLS) and security certificates, with 128 bit encrypted communication. No personal or confidential information is stored on the mobile device or in the mobile web banking application.

Benefits for your financial institution:

• Attract and retain profitable, tech-savvy and younger account holders
• Stay competitive with larger banks – many of whom already offer this type of service
• Gain customer loyalty as you help integrate financial information for anytime/anywhere access

Benefits for your end users:

• Ability to better manage their finances with access to balances, pay bills, current and scheduled transfers, branches and ATM locations, and financial institution rates from any mobile phone with a data plan

Text Message Banking

Text Message Banking enables your account holders to securely check balances and transactions anywhere via a simple SMS text message.

Any Internet Banking user with a cell phone can use Text Message Banking. There has never been an easier and faster way for consumers to keep on top of their finances.

As with Consumer Mobile Banking, Text Message Banking is secure. Enrollment is completed behind the login of Internet Banking. Users must enter a one-time activation code texted to their phone while in your Internet Banking site, thus proving the cell number provided is their own.

Benefits for your financial institution:

• Attract and retain tech-savvy account holders, and stay competitive with larger banks – many of whom already offer this type of service
• Gain customer loyalty as you help integrate financial information for anytime/anywhere access
• Reduce costs by adding an additional self-service channel

Benefits for your end users:

• Ability to retrieve account balances and recent transactions with a cell phone in a matter of seconds