Solutions & Services

Risk Management

Digital Insight understands the importance of developing online banking applications with a variety of features and functions to help businesses mitigate risk. Digital Insight's Risk Management product modules are designed to help financial institutions offer their business customers multiple levels of customizable permissions, approval levels and controlled access. This provides flexibility in managing risk, based upon requirements that are specified by the financial institution.

Challenge Manager

Provide additional security for system services. Using the Challenge Manager pages, bank personnel can indicate which services require additional authentication from the bank or corporate user before the service can be invoked. In addition to services that start the transfer of funds, such as ACH or Wire Input, banks can use Challenge Manager to further secure other payment and information reporting services.

Dual Verification

Protect against online fraud with a multifactor authentication product that requires additional end user authentication beyond the username and password.

Positive Pay

Enable financial institutions to display exception items to the end user the day they are received to assist them in making a timely pay or return decision on each item in question. It also provides an explanation for why your financial institution determined the item was an exception and allows the user to view an online image of the exception check for visual verification and fraud detection.

Stop Payments

Allow business end users to input stop payment and check inquiry requests directly to the bank, receive an immediate response to their requests via Web browser, and view online images of paid checks if requested.