Online Payments
52% of households will pay bills online by the year 20101. Online bill payers have been shown to carry higher deposit and loan balances, are more likely to stay with your institution, and are 287% more profitable than their offline counterparts.2
Attract and retain these profitable end users with Digital Insight's robust online payments products including Bill Payment & Presentment, Funds Transfer and Funds Transfer with Account Aggregation.
Bill Payment & Presentment
With Bill Payment and Presentment your end users can receive, view and pay their bills online.
What it Does for your End Users:
- Saves valuable time through the ease of payee set-up, payee sorting, and scheduling payments in just a few clicks
- Provides a convenient single sign-on user experience through the integration with our Internet Banking platform
- Reduces the amount of paper mail that contains sensitive information, helping to prevent consumer identity theft
- Helps users take control of their finances
What It Does For You:
- Create a key competitive differentiator
- Establish your online banking site as a trusted financial advisor
- Attract and retain highly profitable online users
- Increase online end user base overall
Funds Transfer & Funds Transfer with Account Aggregation
Enables online transfer of funds to individuals, small businesses, and other accounts. The Account Aggregation bundles the ability to consolidate financial account management with the transfer features.
What It Does for Your End Users:
- Securely send money or make next day transfers to friends, relatives and small businesses with ease
- Protects end user's identity and combats against fraud through multiple security checks
- Consolidates account information to improve financial management
What It Does For You:
- Enables fee revenue generation by allowing you to charge per inter-institution transfer and person-to-person payment
- Adds value to your Internet Banking offering
- Integrates into Internet Banking via single sign-on
- Provide a popular, "sticky" feature — one that users return to again and again
1 Forrester's Consumer Technographics® 2002-2006 North American Benchmark Studies
2 Digital Insight Profitability Study, 2006






